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Think of the FHSSS as a special government initiative that lets you use your super fund as a high-powered savings account, where the "interest" you earn comes in the form of massive tax benefits.

Investing in property is a cornerstone of wealth creation in Australia. Many see it as a money-making machine: buy it, let a tenant pay rent to use it, and watch its value grow over time.

For many Australians, the idea of lodging their own tax return is terrifying. In fact, over 70% of us are intimidated by the process. But here's the secret: for most people with straightforward finances, lodging your own tax return is simpler than you think.

For many Australians, the idea of lodging their own tax return is terrifying. In fact, over 70% of us are intimidated by the process. But here's the secret: for most people with straightforward finances, lodging your own tax return is simpler than you think.

It’s one of the most stressful and common problems in business: you look at your profit and loss statement, and it shows a healthy profit. But you look at your bank account, and there’s barely enough to cover next week's payroll. If this sounds familiar, you're not alone. This is the classic, and often fatal, confusion between profit and cash flow.