Property & Investment

The negatively geared investment property has been a cornerstone of building wealth in Australia for a generation. Buy a place, let a tenant pay rent to use it, and use the tax rules to help carry the loan while the value grows. For a long time the rules of that game barely moved. Then the 2026-27 Federal Budget took a big red pen to the rulebook. At Aevum Accounting, we are already fielding questions from clients who have heard something has changed but are not sure what, or

Debt recycling: Australia tax deductible mortgage For most Australians, the home mortgage just sits there costing money. You make payments every month, the bank keeps the interest, and the ATO gives you nothing. That's what accountants call bad debt: money owed on a personal asset that generates no income and no tax benefit. Debt recycling is a strategy that changes what your debt is doing, without changing how much of it you have. Done carefully, it converts your non-deducti

Think of the FHSSS as a special government initiative that lets you use your super fund as a high-powered savings account, where the "interest" you earn comes in the form of massive tax benefits.

Investing in property is a cornerstone of wealth creation in Australia. Many see it as a money-making machine: buy it, let a tenant pay rent to use it, and watch its value grow over time.